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Incentives - Mortgages & Home Equity

Fannie Mae Energy Efficiency Mortgages

Mortgage program in which private lenders sell loans to Fannie Mae and...

Type: Loan

Provider Type: Federal

Incentive Amount:
Varies

Time Frame: Ongoing

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Freddie Mac Energy Efficiency Mortgages

Mortgage program in which private lenders sell loans to Fannie Mae and...

Type: Loan

Provider Type: Federal

Incentive Amount:

Time Frame: Ongoing

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VA Energy Efficient Mortgages

Purchase or refinance loan made in conjunction with a VA loan, to add ...

Type: Loan

Provider Type: Federal

Incentive Amount:
Up to $3,000 if only documentation of improvement costs or contractor bids is submitted, or up to $6,000 if the projected energy savings are greater than the increase in mortgage payments. Loans may exceed this amount at the discretion of the VA.

Time Frame: Ongoing

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Energy Efficient Mortgages

Mortgage program designed to help buyers purchase an ENERGY STAR quali...

Type: Loan

Provider Type: Federal

Incentive Amount:
Varies by lender

Time Frame: Ongoing

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FHA Energy Efficiency Mortgages

Federal loan program that allows current or potential home buyers to i...

Type: Loan

Provider Type: Federal

Incentive Amount:
The FHA allows lenders to add up to 100% of energy efficient improvements to an existing mortgage loan. This is done by insuring a loan of up to 5% of a home’s appraised value or $4,000, whichever is greater, but not to exceed $8,000. The amount varies by county/state and number of units in a dwelling.

To calculate your eligibility, visit http://www.fha.com/lending_limits.cfm

Time Frame: Ongoing

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